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No.1 Quality Realty Cookeville Division Each Office Independently Owned & Operated 1680 S. Jefferson Ave., Suite H, Cookeville, TN 38506 Local Phone: 931-520-6401 Toll Free: 866-520-6401 Fax: 931-520-6413 |
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10 Things a Lender Needs From You
1.
W-2 forms or business tax return forms if you’re self-employed for the
last two or three years for every person signing the loan.
2.
Copies of one or more months of pay stubs from every person signing the
loan.
3.
Copies of two to four months of bank or credit union statements for both
checking and savings accounts.
4.
Copies of personal tax forms for the last two to three years.
5.
Copies of brokerage account statements for two to four months, as well as
a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds
not held in a brokerage account.
6.
Copies of your most recent 401(k) or other retirement account statement.
7.
Documentation to verify additional income, such as child support,
pension, etc.
8.
Account numbers of all your credit cards and the amounts of any
outstanding balances.
9.
Lender, loan number, and amount owed on other installment loans—student
loans, car loans, etc. 10. Addresses where you lived for the last five to seven years, with names of landlords, if appropriate.
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